Recreational Insurance
Recreational Insurance Coverage
Recreational insurance, or recreational vehicle insurance, offers coverage for a wide range of recreational vehicles and related risks.
Some recreational vehicle insurance categories include:
- Motorcycle insurance
- ATV insurance
- Golf cart insurance
- RV insurance
- Travel trailer and camper trailer insurance
- Snowmobile insurance
Learn more about different types of recreational vehicle insurance below.
Motorcycle Insurance
While many motorists use motorcycles as an everyday rather than recreational mode of transport, motorcycle insurance is sometimes classified under recreational insurance. While Guardify does not offer a motorcycle insurance cost calculator, a Guardify agent can help you compare policies relative to your motorcycle model and driver history, so that you can find the best coverage at the best price for you.
Golf Cart Insurance
If you're looking for golf cart insurance agents, look no further than Guardify. With several avid golfers on our leadership team, we think golf cart insurance is a must, and we're happy to help you find the right policy. Guardify agents can help you obtain a golf cart insurance quote from different golf cart insurance companies, so that you can compare insurance for golf cart vehicles and find great coverage at a good value.
Golf cart insurance cost can vary depending on the golf cart model and type of coverage you are looking for. Discuss options with your Guardify agent to find the best golf cart coverage for you.
How Much Does Snowmobile Insurance Cost?
Snowmobile insurance rates can vary among snowmobile insurance companies, as well as snowmobile vehicle information, driver history, and driving records. While Guardify does not have designated snowmobile insurance agents, Guardify does work with a number of recreational vehicle insurance carriers and can help compare policies and costs for snowmobile insurance.
Jet Ski Insurance
Jet ski insurance is classified with our yacht, boat, and watercraft insurance products at Guardify.
Looking for jet ski insurance, bass boat insurance, or watercraft insurance? See our Yacht and Boat insurance options.
How Much Is Travel Trailer Insurance?
Travel trailer insurance cost depends on the type of trailer and the context of use. Some types of trailers include:
- Travel trailer
- Camper trailer
- Recreational vehicle (RV) including full time RV
- Pop up camper
- 5th wheel (fifth wheel)
Commercial RV Insurance would be covered under a commercial insurance policy (separate from your personal RV insurance). Discuss commercial RV insurance coverage options with your Guardify agent to find the best commercial RV insurance policy for your business needs.
Camper trailer insurance rates will vary based on the value of the camper trailer, as well as liability and property coverage options selected as part of the policy.
RV Insurance Coverage
Similar to car insurance, RV insurance coverage can include the following insurance categories:
- Comprehensive coverage
- Collision coverage
- Auto liability
- Uninsured/underinsured motorist coverage
- Roadside assistance
- Medical payments
Learn more about different types of Auto insurance coverage.
Add-on RV coverages that may be useful for recreational vehicle owners include:
- Vacation liability (part-time vacation RV use)
- Full timer liability (full time RV use)
- Roof insurance add-on
- Loss assessment (coverage for association fees)
Overall, part-time RV insurance through a vacation liability policy may offer sufficient for coverage for RV owners who plan to take their RV on shorter trips. Full time RV residents may prefer full time RV insurance with broader coverage for personal liability, medical payments, and loss assessment options.
Texas Motorcycle Insurance Requirements
The state of Texas requires motorcyclists to have motorcycle insurance. Liability requirements follow the same minimum liability insurance requirements for cars. Whether you are a motorcyclist in Houston, San Antonio, Dallas, Austin, West Texas or the Texas Panhandle, Guardify can help you with motorcycle insurance in Texas.